Go more than, Robinhood – Chime is currently the best U.S.-based buyer fintech.

According to CNBC, Chime, a so-called neobank that provides branchless banking services to buyers, is now worth $14.5 billion, besting the asking price of massive list trading wedge Robinhood at about $11.2 billion, as of mid August, a PitchBook information. Business Insider also claimed about the potential new valuation earlier this week.

Chime locked in its new valuation via a series F funding round to the tune of $485 million from investors such as Coatue, ICONIQ, Tiger Global, Whale Rock Capital, General Atlantic, Access Technology Ventures, Dragoneer, and DST Global, a CNBC.

The fintech has noticed massive growth over its seven-year lifespan. Chime first come to one million users in 2018, and also has since additional large numbers of purchasers, though the company hasn’t said the number of customers it currently has in total. Chime provides banking providers via a mobile app including no fee accounts, debit cards, paycheck advancements, and simply no overdraft fees. Over the study course of the pandemic, financial savings balances attained all-time highs, CEO Chris Britt told Fortune returned in May.

Britt told CNBC the challenger bank would be poised for an IPO within the following twelve months. And it’s up in the atmosphere whether Chime will go the way of others before it and opt for a special purpose acquisition organization, or SPAC, to go public. “I almost certainly get phone calls from 2 SPACS a week to find out if we are considering getting into the markets quickly,” Britt told CNBC. “The reality is we have a selection of initiatives we want to finish over the next twelve months to place us in a place to be market-ready.”

The opposition bank’s fast growth hasn’t been with no troubles, however. As Fortune noted, back in October of 2019 Chime endured a multi-day outage that left quite a few clients struggling to access their cash. Sticking to the outage, Britt told Fortune in December the fintech had increased capability as well as stress testing of the infrastructure of its amid “heightened awareness to performing them in an even more rigorous way provided the pace as well as the measurements of development that we have.”